In the EU, debit cards (with EU-capped interchange, and no debt mechanism) are the majority, and there's nothing that points toward that limiting low-income populations' access to banking or card networks.
Can't speak here for entire EU, only France, but opening a bank account or getting a basic debit card requires no minimum proof of income, and typically have no fees associated. No financial barrier to entry for any population segment.
> Instead, aside from the programmers, you have mostly salesdroids and managers, who have absolutely no concept, because they have never done any real work.
And this helps the argument not one bit. I'm sure it's very comforting to condescendingly look down on other professions, but you're doing nothing but further proving the point in the comment above.
Because the owner of the other class of share believes themselves to own part of the company, but they don't. It's confusing. What you really own is some sort of bond from the company that guarantees they will pay you an amount equivalent to a dividend or something, not a share of the company.
> Because the owner of the other class of share believes themselves to own part of the company, but they don't.
Shares, whether in one class or many, are packages of claims against the company, not really ownership of the company in the simple sense. That’s fairly fundamental to the corporate form as distinct from, say, partnerships.
Wait the US doesn't have a centralized/shared medical records service? I never realized that! In France, I suppose like in the UK, we have our "Carte Vitale" ("Life/Vital Card"), which is scanned each visit to a doctor, hospital, pharmacy, etc, each updating your personal database nationally.
It also serves as a link to your insurance provider in each ___location, so reimbursements are automatic.
There must be some sort of system that shares info some of the time. I signed up for a new doctor (haven't even visited yet) across the country from my old one, and the website of my new doctor's medical center already knows all my historical vaccine dates. I didn't give any of that information over, just my name, birthday, and SSN.
Can't speak here for entire EU, only France, but opening a bank account or getting a basic debit card requires no minimum proof of income, and typically have no fees associated. No financial barrier to entry for any population segment.