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Insight & Comment

  • Friday, 9 May, 2025
    Investments
    Stockpickers: How investors can take a leaf out of Warren Buffett’s book

    One of the Sage of Omaha’s guiding principles is to view companies as businesses, not just shares

  • Friday, 9 May, 2025
    Personal Finance
    Free reader event: Building a financial plan

    Quiz financial planning experts about pensions, Isas and IHT changes at our interactive webinar

    Claer Barrett
  • Friday, 9 May, 2025
    Moira O'Neill
    Are you falling foul of IHT gifting rules?

    HMRC hasn’t changed its gift exemptions for more than 40 years. But there are ways to avoid tax

    Illustration of a gift box with an envelope springing out of it with the HMRC logo
  • Friday, 9 May, 2025
    Simon Edelsten
    A lot of companies need to spend a lot of money on themselves

    Investors need to pay close attention to capital expenditure — and whether companies are investing for the future, or just trying to keep the lights on

    Illustration of office workers building a large arrow out of bricks
  • Wednesday, 7 May, 2025
    Your QuestionsLucy Warwick-Ching
    Can I dismiss my company accountant?

    I suspect he’s been stealing company funds

  • Wednesday, 7 May, 2025
    Financial ThinkingJonathan Guthrie
    Am I being too ‘Weird’ to predict what stocks will do next?

    There are few cultural norms when it comes investing

  • Saturday, 3 May, 2025
    Is UK house price growth a thing of the past?

    We could be in line for a bump in prices — but property is not going to be the money spinner it once was

    Montage of houses, a for sale sign, and a line chart
  • Friday, 2 May, 2025
    Serious MoneyClaer Barrett
    How can we choose the best pathway through retirement?

    Plans to introduce ‘default’ pathways sound risky, but the risk of doing nothing is even greater

    Illustration of a person stood on a compass with two paths ahead towards the sunset
  • Friday, 2 May, 2025
    Skin in the GameStuart Kirk
    Investing is a long-term game, but hours can matter too

    Poor execution of trades can kill returns when markets are volatile

  • Wednesday, 30 April, 2025
    Your QuestionsLucy Warwick-Ching
    Can I recover money from a collapsed supplier?

    The business went into administration owing me a significant amount of cash

  • Saturday, 26 April, 2025
    Rich People’s ProblemsJames Max
    Is my pool really the problem?

    Water companies forcing pool owners to splash out more would signal the latest drift from regulation to retribution

  • Friday, 25 April, 2025
    Adventurous InvestorDavid Stevenson
    How can platforms offer such high interest rates?

    The use of liquidity tools enables providers to beef up returns on customers’ uninvested cash

    Montage of hands holding cash and an arrow pointing diagonally upward
  • Friday, 25 April, 2025
    Skin in the GameStuart Kirk
    Foiling negative returns this year is a balancing act

    Aggressively surfing the waves of volatility has worked so far 

    A person on a hydrofoil surfboard holding a wing sail, jumping mid-air against a vibrant background with stock market charts and graphs
  • Friday, 25 April, 2025
    Claer Barrett
    We’re not spending cash, so why are we hoarding it?

    The value of UK bank notes in circulation has hit a record high, but it may all be under the proverbial mattress

    British bank notes
  • Wednesday, 23 April, 2025
    Financial ThinkingJonathan Guthrie
    How to think about returns in a bear market

    Adjusting for four factors can lower your headline returns. Get used to feeling deflated

  • Friday, 18 April, 2025
    Serious MoneyClaer Barrett
    How I’m staying calm when markets are uncertain

    Are you buying the dip, battening down the hatches or carrying on as normal?

    Illustration of a small sailboat approaching a big wave made of arrows
  • Friday, 18 April, 2025
    Simon Edelsten
    Finding ‘cockroach stocks’ amid the economic mire

    Tilt away from the US and superpower multinational tech companies

    Illustration of a robotic cockroach pushing a percentage symbol uphill
  • Wednesday, 16 April, 2025
    Financial ThinkingJonathan Guthrie
    Why everyone hates dynamic pricing

    Consumers are particularly indignant if they suspect an algorithm is to blame for price hikes

  • Wednesday, 16 April, 2025
    Your QuestionsLucy Warwick-Ching
    Can I contest my share of our late mother’s estate?

    I believe my brother persuaded our mother to reduce my inheritance

  • Saturday, 12 April, 2025
    Martin Stott
    The mounting cost of the final send-off

    Undertakers can be adept at upselling — but funerals needn’t be flashy affairs

    Illustration of two people looking confused by funeral wreaths of flowers
  • Saturday, 12 April, 2025
    Personal Finance
    How to plan for retirement when markets are in turmoil

    Trump’s chaotic trade policy has caused many to question their pension strategy — FT Money went looking for answers

    Illustration of a woman walking her dog in stormy weather
  • Friday, 11 April, 2025
    John Ralfe
    Are equities ‘always’ better in the long term?

    For most 20-year outcomes, equities will certainly beat boring bonds, but there are many where they will lose

  • Wednesday, 9 April, 2025
    Skin in the GameStuart Kirk
    How investors can survive the ‘Orange Crash’

    Market meltdowns are all the same — here are six things I’ve learnt

  • Wednesday, 9 April, 2025
    Financial ThinkingJonathan Guthrie
    Reading between the lines when a CEO steps down

    Investors can deduce a lot from the statements that notify the end of a boss’s tenure 

    Illustration of a hand holding a magnifying glass that is also a speech bubble from a person at a boardroom table
  • Friday, 4 April, 2025
    Skin in the GameStuart Kirk
    Sir Keir will love me, I’m doubling down on UK equities

    It’s finally time to add small-caps to my FTSE 100 exposure   

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