You're talking 1% of Australia's population. But, hey, let's assume that counts as "common." What I'm hearing is "since outcome X is commonly found happening for people, then outcome X must be attributable to some action taken by those people." I'm not sure how you are concluding this.
Cancer is common, too--much more common than becoming a millionaire. Is a cancer diagnosis attributable to someone's actions or is it just chance? Sometimes it is, sometimes it is not.
1 in 100 Australians are in the millionaire club. By contrast winning the Powerball Lottery has odds of
76,767,600:1
To win Powerball you need "only" to match 7 numbers from a pool of 40 possible choices.
By contrast to become a millionaire you had to make 1000s of individual decisions along the way and yet every year approx 10,000 new millionaires join the ranks. How many Powerball winners are there per year? 1 maybe?
It may be comforting to think that luck plays a large part in people becoming rich, but logic dictates otherwise.
The fact that something is more common, doesn't mean it's not still largely luck.
Ignore the powerball and look at scratch off lottery winners. There are thousands of people who 'win' at it every day but that doesn't mean it's not luck.
You're mixing frequency with luck. Something can occur frequently and still be heavily influenced by luck.
Cancer is common, too--much more common than becoming a millionaire. Is a cancer diagnosis attributable to someone's actions or is it just chance? Sometimes it is, sometimes it is not.