Anywhere below $25,000 does not get the opportunity to use the margin. $10,000 is still far from hoop. $100 per day will get you $2,500 per month conservatively. For a few months of tight pants, you will be able to save enough for $10,00-. You are missing the point here. It is about the principle. Everybody is created equal and should get equal opportunities (at least in terms of law).
I agree with the principle of equal opportunity, but I disagree with the implementation. Providing the "opportunity" to buy stocks on margin to people with less than $25k in their accounts is more like selling cigarettes than selling education.
Just today I noticed a sign posted in the window of my corner store, "Customers of [convenience] store won $1,490,823 from [state] lottery in 2016!" I wish it were required to post the total paid as well. It'd be much better for the public if the sign read, "People in your neighborhood paid $3 million to the state lottery and only won $1 million back."
Similarly, if the brokerage is going to offer margin accounts, they should post easy to understand statistics on how much customers earn and spend. A nice histogram showing returns with sliders to select a bucket for initial amounts invested and proportion bought on margin.
Enforcing free information access is another way that governments can help provide equal opportunity.
