Eh. Humans don't generally qualify their statements that way when informally describing things. "Did Bob graduate college?" "His educational background may improve in the future." If you want me to sound like a PR-bot, you can pay me to write copy for you.

> protects against credit card cloning at a particular point of sale

A sieve stops water from streaming through at particular points in the mesh, too.

> "Did Bob graduate college?" "His educational background may improve in the future."

Your black and white reasoning is not how most humans think. What if the answer is "Bob graduates in a month."?

Applying for jobs my senior year of college was such a pain because of this. Why is there so often no degree option for "I will have my degree very soon".

If you had paid attention to the conversational context, you might have noticed how irrelevant that comment is.