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The original question wasn't "why is encryption without authentication a bad idea"; it was "why is it worse than nothing". The only thing I can come up with is that some users look for https instead of the newer security banners.

The additional question was "is a non-CA-signed certificate irrelevant to authentication, or is it a forgery" - my opinion would be the former, browsers seem to think the latter.

It is my understanding that adding trusted third parties is possible for the client, but considered to be only for advanced users, and that adding security exceptions for self-signed certificates is unexpectedly common. I further consider the terminology unfortunate (servers with valid certificates are not certified, they are authenticated).




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