I suspect that being a trust fund kid ruins it for you anyway. If you were born that way you'll have a harder time enjoying it because this has always been your baseline and you don't really know what life without is like. Now if you started out normal but became trust fund level rich, then I reckon there is a higher chance you'll actually appreciate it. So, don't feel bad, things feel more rewarding when you've earned them but not as much when they were given to you without effort on your part.