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So what is your suggested simple, reliable method of authentication? Does one exist?



A password sent over an encrypted connection and hashed+salted on the backend? It's an extremely reliable and proven method that has been used for decades!


Totally secure against data breaches and phishing, as we've seen over and over again.

Oh wait...


It's not reliable because I have to trust the owner of the site.


You need to remember the password though. Quite more possible to forget the password than losing your mobile device.




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