"Identity theft" just means that a bank or other creditor failed to authenticate... | Hacker News

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ericd on Aug 1, 2019 | parent | context | favorite | on: Equifax removed the $125 claim payout option after...

"Identity theft" just means that a bank or other creditor failed to authenticate the identity of someone they incorrectly gave money to. Why on Earth should I insure against that?

dataflow on Aug 1, 2019 [–]

Because we live in a less than ideal world, and you'll have to go through the trouble regardless of how right or wrong it is.

ericd on Aug 1, 2019 | [–]

Sure, it might be a pain, but there’s no way I’m going to end up liable for their mistake, so I guess I don’t see the point in insuring that.

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