"Because the total amount available for these alternative payments is $31 million, each person who takes the money option is going to get a very small amount. Nowhere near the $125 they could have gotten if there hadn’t been such an enormous number of claims filed."

"You can still choose the cash option on the claim form, but you will be disappointed with the amount you receive and you won’t get the free credit monitoring."

This seems like something written by Equifax not the FTC.