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If I'm an insurance company, it would be best for my bottom line to not pay anyone that got sick and immediately terminate their "insurance".

Literally the only thing that is stopping insurance companies from doing that is a contract, so if an insurance company is forging consent for a contract, that should be somewhat worrying.

The insurance company is well within their right to not provide coverage without that consent. They are not within their right to forge that consent, which is the issue here.




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