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> If you're smart about it, it isn't.

Citation needed.

Whether you have something to fall back on in the event of failure has a lot to do with where and whom you're born to. It's pretty difficult to have a fall back option as a kid from a poor coal mining town with 20% unemployment. If you move out west with no network and lose your job soon after, yes, you can find yourself hungry and homeless in short order.

Whether we acknowledge it or not, many of us are just one bout of extended unemployment or illness away from homelessness.




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