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Using that logic, who else should be on the hook for fraud, identity theft, etc. - that they could have prevented:

- governments

- credit card companies

- social media sites

- email providers

- search engines

- long, long list, since basically, any system currently that allows fraud could be prevented if counter measures were invasive enough and were legally required. Problem is no one would agree to such a system and would rather just pay for the fraud either directly or indirectly.




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