Sorry, sarcasm doesn't translate into a text box well; I'd never heard the term 'Ponzi scheme' until a few days ago and suddenly it's all over the front page of HN.
While this is nearly true, it acts very slowly, and most people don't know how U.S. dollars work. Since everyone is robbed of some small value rather than a small group being robbed of all value, you can't expect people to notice.