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Are you against requiring car insurance to drive? (another situation with a small chance of a large loss that most people can't afford)

If yes, please explain why. If not, please tell me what's different here. I'm genuinely confused why you said what you said.




Usually the only insurance you're required to have is for damage you do to others, not your own car. You're allowed screw yourself over.


But if the driver who hits my car can't afford insurance or the repairs for my car, then the other driver has screwed me over.




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