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This doesn’t really feel like a real problem in first world countries. While it is possible to get a drivers license or birth certificate fraudulently, it is definitely not easy. And each step of the way, you are taking a huge risk of being found out and facing severe punishment, especially since many of these forms of ID require to see you in person, and take/verify your picture or other biometrics (passports, driver’s license, biometric residence permit, national identity card, etc). It is a huge amount of time and effort, where you are exposing a significant amount of your own biometric information, in order to commit some sort of financial crime using that identity. That is orders of magnitude more risky and more difficult than using some pieces of information you stole off the internet to commit a financial crime, also over the internet, without exposing any biometric information about yourself.

Then, when the “real” person asserted the falsehood of your identity, regardless of your real ID cards, it would still be easily provable that you were not the real person. For instance the real person could have their parents verify their identities and certify that the birth certificate you both have a copy of is legitimately tied to the real person and not you. Unlike now, where you can just walk away from some fake accounts and internet information, there is biometric data linking you to multiple serious crimes.

Is it something that could happen, and probably does? Sure. Is it something that would happen even 1% as often as identity theft related financial crimes happen under the current system? Absolutely not. It feels like the current problem is banks being robbed because they are storing their money in a cabinet next to the glass front door, and you are arguing that if banks build vaults and security systems that bank robbers will just bring huge industrial drills with diamond coted bits to break into the vault over multiple hours while bypassing the security system. Sure, they could do that, but bank robberies will still drop to almost nothing compared to before.




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