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> I still don't care about any of this nonsense for my personal stuff when I can avoid it. Passwords all day for me. 0 security incidents in my lifetime.

Even for personal stuff, why would you want to use passwords? Keys are more secure AND more convenient. Sure you don't need certificates but I don't understand how keys are more 'nonsensical' than passwords.

Keys have more flexibility, you can use SSH Agent, you can do SSH agent forwarding, etc.

> except always saved to your disk so that anyone who steals your laptop gets access.

This is wrong. First of all, your laptop should have disk encryption. Always. I don't care what your threat model is, encrypt the disk. Second, SSH keys can (and SHOULD) have a passphrase.




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