FUN FACT: yt-dlp (the new youtube dl cmd line app) also has sponserblock integration so it can automatically download files and strip the ads from the video file if you specify the "--sponsorblock-remove all" argument. There are other arguments you can pass to fine tune this, check the docs.
Iād much rather have the full video file and instead have it be possible to skip at the point of playback. I believe this is possible too: yt-dlp can mark the sponsored sections as a separate chapter in the video file.