Dollar-Cost Averaging is the way to go. It doesn't matter whether the stock market is up or down.

Until it drops enough that the DCA crowd gets scared. People have been told by reddit that there's an easy way to riches, by just blindly DCAing every month, and most people have blindly accepted this gospel. It just has to go low enough for the spell to break.

It's as if not everyone can be rich with this one simple trick of dumping your hard earned cash into buying whatever Blackrock is dumping on you every month till eternity.

I'd wager anyone doing that for 30 years will do quite well. It's when people get impatient and take crazy risks that they get in trouble.

> buying whatever Blackrock is dumping

The amount of money it would take to move the price of the S&P 500 is incredible.

DCA into Vanguard may be ok. Things are on sale now, if you believe in USA over next 20 years.

Usually a great strategy. However, 2020-2021 were an artificially created equity bubble. I don't think we will see this coming back anytime soon. https://i.imgur.com/MsIGcSo.png

Everyone said the same thing in 2008.

You are right no one knowns anything in trading.

i really hope this is true because im holding

...until you're laid off at the bottom of the market (or nearer to the bottom that all the times tou were averaging)

Well, it’s a much better time to buy stocks than anytime last year when tech stocks were at an all time high and everyone was telling everyone else to invest in the stock markets.