"In November 2021, N26 announced that it would be pulling out of the United States in January 2022, leading to the closure of approximately 500,000 accounts. American customers were no longer be able to use its app after January 11, 2022."

This is the bank you linked to?

I'm also not American, like most of the world =)

Yeah so the Obamacare regulations took care of the American financial isolation.

What’s your home country?

For the US, this bank seems impractical/impossible.