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I'm not sure you're aware of just how much fraud is perpetrated on the Internet.

You're also probably completely underestimating how common these attacks are - believe me, phishers use these attacks. They also use attacks many times more sophisticated. No attack is ever 1 in a million. If there is a loophole then a whole network of phishers will just on it very quickly.

The cost of this fraud is massive and it costs individuals and economies a lot of money.




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