Hard to explain - however I don't mean in a Schadenfreude way...
E.g. vendor selling something for 10x what a local would pay. I don't haggle much and admire chutzpah. If someone steals my wallet because that is the only income they can get, I won't like it (but I am not about to go hungry, get rickets or fail to get healthcare).
Obviously hard to delineate what is 'bad', or what are downstream effects.
I had my wallet stolen several years ago -- I set it on the bar at a cafe momentarily while paying, and somehow left without it (maybe someone subtly laid a paper over it? maybe I was just distracted?) and it was gone when I realized about 30 seconds later and came back in.
I can't say I admired the chutzpah, though.
The thief took a minor risk, earned less than 20 euros, and cost me days worth of my time and more than 100x that amount of money, to replace documents I hadn't realized would be so difficult to replace (the big one: my US driver's license, and I didn't live in the US anymore; replacing the US credit cards was also non-trivial, but less expensive).
The small amount of cash they got was about commensurate with the risk they took (fairly small); but the waste entailed was huge. I would much rather have been mugged and had my cash taken, and my watch as well -- i.e., items valuable to the mugger, not simply my wallet (which contained things mostly only valuable to me). Or they could have tossed the cashless wallet in a trashcan nearby. They didn't (I searched them all).
The real cost to society of this kind of theft and waste is not so much monetary; it's more psychological. That experience burned into my head fairly well that there are plenty of people around who care so little about me, they'll happily take whatever they can from me, regardless of the suffering it causes.
I have a suspicion that it's the series of experiences like this that turn people from political liberals to conservatives as they age -- they feed easily into racism and classism, they turn us from thinking "how can I help people who need it" to "fuck 'em -- they'll do the same to me if they could". Etc..
