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sokoloff on Dec 16, 2008 | parent | context | favorite | on: PBS: Secret history of the credit card

Pay the balance down to zero, and because of the strange quirk in the FICO scoring system, stop using it, but don't close the account. "Problem" #1 solved.

GHFigs on Dec 16, 2008 [–]

That strange quirk in the FICO scoring system sounds a lot like coercion to participate under threat of financial harm, i.e. extortion.

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