> I think it's probably best not to pre-plan. There's a very high chance you won't be able to predict the way you'll need to interact with technology in the future.

Well, one assumes I'll be cognizant of UX & scams until I'm not. Perhaps by then those 2 will have so much overlap it'll be just one thing to know.

What I wouldn't assume is that my needy future is decades away. It might not be.