It really depends on a lot of factors but I generally agree that many people vastly overestimate the time savings of taking a car.
And that's before we get into questions like "How many of your hours of paid work are required to make car payments, insurance payments, tag, title and maintenance?"
For the lucky ones living up to 30 km from city center they are supposed to commute, without having to ever change transport.
Just yesterday I hit jackpot, as my train got delayed 10 minutes delaying my connection to the following 30 minutes later train, as it turns out, the previous connecting train was delayed for 1h blocked at the station, so I got to jump into the 1h delayed train, instead of the one that would be coming in 30m later, which got to depart 5 minutes after I jumped into it.
The poor souls on that 1h delayed train weren't so happy as me.