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> But the law doesn’t really care about that.

California has contribitory negligence. If the court determined it was negligent to build or keep a house in these places and that contributed to the loss, it must determine the share of loss attributable to each party and reduce the award. In some states, a party must have be less than half at fault to receive compensation, but California doesn't have a minimum, if you are 99% at fault and the other party is 1%, you can get 1% of your loss compensated.




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