> Here comes a secret: It will never be enough for you. It's not the money that counts. It's the ratio of income versus expenses, if anything. And if you grow one and don't stop the other one from growing in unison, then you have gained nothing.

> I know lots of people with 5x the income of me, but their expenses and lifestyle overcompensate, so they are much deeper into the hamster wheel than me.

Yes. A thousand times this.