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> Obstetrics is obviously a illustrative case.

OBGYN is not an illustrative case, it's an outlier.

> How are the professional negligence premiums across the other specialties?

The malpractice insurance is about 1-3% of the cost. The physician and nurse salaries are about 15% of the cost in total.

The majority of expense goes towards prescription drugs, devices, and for the admin costs.




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