It's very common for people living in traditional working-class neighbourhoods to own a house and suddenly become paper rich when gentrification happens (e.g. Venice Beach in LA). They might find themselves in a situation where, in theory, they have a lot of wealth from the house but don't participate in the economy at the same level.
People who are barely able to rent a room in a crack house.
You are NOT POOR if you own a single family house in Englewood. End of discussion. Sorry.
Sell your house and live off the annuity for life at > median income after taxes in perpetuity. If you don't, there is literally no excuse for your situation other than your own choosing.
What's different here - that is critical - the actual poor HAVE NO CHOICES.
The people who are ACTUALLY poor, don't have such things.