To the best of my knowledge use of genetic data is illegal in the USA and several other countries. It has been operational banned (self-imposed) by the life insurance industries in the UK and Australia. This was a hit topic in the late 1990s. Here we are 25 years later with few if any known abuses by the life insurance industry. They have MUCH bigger fish to fry: Do you smoke? What is your income, age, and sex, and perhaps your blood pressure and blood chemistry. Each of those is worth 10X your genotype.

(I study actuarial genetics in the UM-HET3 mice and do quite a bit of human genetics related to aging. See this PMID: https://pubmed.ncbi.nlm.nih.gov/36173858/ )