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The whole insurance system is a scam. Britain does it better.

For non emergencies, I would much prefer we go back to patients paying cash, and getting medical loans when they need. For emergencies I would prefer the government cover them directly without any intermediary. Because of the insurance system, things cost 10x more than they should, which makes it an actively harmful system. If it were to go away, competition and efficiencies would drive down prices 10x.




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