I don't feel particularly compelled to prove anything to anybody, but here's an anecdote:
I had to stop scanning my client checks using my bank's mobile app because I exceeded the $12k per month limit they instituted.
Now I have to take my checks to the bank like a prole.
Edit:
Since I know HN's humor parser is broken, the "prole" thing was a bit of humor. I grew up very poor and have memories of waiting in line at the bank with my mother when I was young.