Lots of health insurance companies are technically non-profits. Doesn't change their behavior. They accumulate huge amounts of excess reserves, and pay their executives like they're a for profit company.

That is not what I am thinking of, of course.

What are you thinking of?

Those that don't do such abuse, obviously.

I think this[0] is what you are looking for

[0] https://en.wikipedia.org/wiki/Health_insurance_cooperative

Obama wondered the same thing: http://en.wikipedia.org/wiki/Health_insurance_cooperative http://www.npr.org/blogs/health/2014/04/02/293327561/small-h...